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	<title>top life insurance companies</title>
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		<title>EquiTrust Life is pleased to announce a Rate Increase!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1110</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1110#comments</comments>
		<pubDate>Thu, 09 Feb 2012 05:18:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<guid isPermaLink="false">http://toplifeinsurancecompaniesUSA.com/blogs/?p=1110</guid>
		<description><![CDATA[Whole insurance coverage premiums are more expensive than others for term life. But entire life also creates cash value. A portion with the premiums is invested and grows in value. Policyholders can tap this cash value for needs for example college expenses or retirement. Effective Tuesday, April 25, rates are going up (AGAIN) for the [...]]]></description>
			<content:encoded><![CDATA[<p>Whole insurance coverage premiums are more expensive than others for term life. But entire life also creates cash value. A portion with the premiums is invested and grows in value. Policyholders can tap this cash value for needs for example college expenses or retirement.</p>
<p>Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Year 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective Rate 3 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% 5 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 4.75/4.75) 6 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.98%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 9.00/4.00) 8 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;9.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.11%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 10.00/4.00) 10 years &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 5.00/5.00) Certainty Select is a multi-year guaranteed annuity featuring Full Accumulation Value at death. &nbsp;Cumulative interest can be withdrawn at any time without surrender charge or MVA. But if you like the liquidity features of the original Certainty, the Optional Rider recreates many of the &#8216;original&#8217; Certainty features, giving your clients 10% free withdrawals of accumulation value, reduced surrender charges and Cash Surrender Value at death.&nbsp;&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Rate Increase Announced for Certainty SelectTM and Indexed Annuities!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1109</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1109#comments</comments>
		<pubDate>Thu, 09 Feb 2012 05:18:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[Term life insurance is straightforward: You buy a policy having a specific death benefit for a specific length of time. For instance, suppose you purchase a $50,000 policy having a 20-year term. If you die within those Two decades, your beneficiaries receive $50,000. If you are alive after the 20-year term, you receive no benefits [...]]]></description>
			<content:encoded><![CDATA[<p>Term life insurance is straightforward: You buy a policy having a specific death benefit for a specific length of time. For instance, suppose you purchase a $50,000 policy having a 20-year term. If you die within those Two decades, your beneficiaries receive $50,000. If you are alive after the 20-year term, you receive no benefits and can have to buy a new policy to keep up your coverage.</p>
<p>Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year 2+ &nbsp; &nbsp; &nbsp; &nbsp;Effective Rate 3-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 4.65% &nbsp; &nbsp; &nbsp; &nbsp;4.65% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;(formerly 4.50%) 5-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.00% 6-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.98% 8-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 9.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.11% 10-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.25% Indexed Annuities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed Rate Account&nbsp;&nbsp;&nbsp;&nbsp;Ann. Reset&nbsp; Pt-to-Pt&nbsp;&nbsp;&nbsp;Ann. Reset Averaging&nbsp;&nbsp; 2-Yr Monthly Averaging Product Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MarketPower Bonus IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketValue IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;12.00% (monthly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketSeven IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketBooster IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No Cap! Don&#8217;t Miss this Opportunity for Highly Competitive Fixed Annuity Rates! And don&#8217;t forget these other recently announced opportunities: </p>
<p>1% Commission Bonus on MarketBooster Index!*<br />
Commission Increase on MarketSeven Index!<br />
Hypothetical Index Growth Charts!<br />
* Special Commission Bonus available on all MarketBooster Index apps received May 1 through June 30, 2006. &nbsp;Standard premium minimums apply. &nbsp;Bonus added automatically to your commission! Rates subject to change. &nbsp;Products not available in all states. &nbsp;Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(06-04), ET-MK7-2000(09-04), ET-MKB-2000(07-05) and ET-MYG-2000(11-05). &nbsp;Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(11-04), ET-MK7-2000C(11-04), ET-MKB-2000(07-05) and ET-MYG-2000C(11-05). EquiTrust Life Insurance Company, West Des Moines, IA. &nbsp;For Agent Use Only.&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
]]></content:encoded>
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		</item>
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		<title>EquiTrust Life is pleased to announce a Rate Increase!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1108</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1108#comments</comments>
		<pubDate>Sun, 05 Feb 2012 13:38:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<guid isPermaLink="false">http://www.toplifeinsurancecompaniesusa.com/blogs/?p=1108</guid>
		<description><![CDATA[top 10 life insurance companies Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1 &#160; &#160; &#160; &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/advice.htm">top 10 life insurance companies</a></p>
<p>Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Year 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective Rate 3 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% 5 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 4.75/4.75) 6 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.98%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 9.00/4.00) 8 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;9.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.11%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 10.00/4.00) 10 years &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 5.00/5.00) Certainty Select is a multi-year guaranteed annuity featuring Full Accumulation Value at death. &nbsp;Cumulative interest can be withdrawn at any time without surrender charge or MVA. But if you like the liquidity features of the original Certainty, the Optional Rider recreates many of the &#8216;original&#8217; Certainty features, giving your clients 10% free withdrawals of accumulation value, reduced surrender charges and Cash Surrender Value at death.&nbsp;&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Rate Increase Announced for Certainty SelectTM and Indexed Annuities!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1107</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1107#comments</comments>
		<pubDate>Sun, 05 Feb 2012 13:38:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<guid isPermaLink="false">http://www.toplifeinsurancecompaniesusa.com/blogs/?p=1107</guid>
		<description><![CDATA[top 10 life insurance companies Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Year 2+ &#160; &#160; &#160; &#160;Effective Rate 3-Year &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/advice.htm">top 10 life insurance companies</a></p>
<p>Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year 2+ &nbsp; &nbsp; &nbsp; &nbsp;Effective Rate 3-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 4.65% &nbsp; &nbsp; &nbsp; &nbsp;4.65% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;(formerly 4.50%) 5-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.00% 6-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.98% 8-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 9.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.11% 10-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.25% Indexed Annuities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed Rate Account&nbsp;&nbsp;&nbsp;&nbsp;Ann. Reset&nbsp; Pt-to-Pt&nbsp;&nbsp;&nbsp;Ann. Reset Averaging&nbsp;&nbsp; 2-Yr Monthly Averaging Product Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MarketPower Bonus IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketValue IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;12.00% (monthly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketSeven IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketBooster IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No Cap! Don&#8217;t Miss this Opportunity for Highly Competitive Fixed Annuity Rates! And don&#8217;t forget these other recently announced opportunities: </p>
<p>1% Commission Bonus on MarketBooster Index!*<br />
Commission Increase on MarketSeven Index!<br />
Hypothetical Index Growth Charts!<br />
* Special Commission Bonus available on all MarketBooster Index apps received May 1 through June 30, 2006. &nbsp;Standard premium minimums apply. &nbsp;Bonus added automatically to your commission! Rates subject to change. &nbsp;Products not available in all states. &nbsp;Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(06-04), ET-MK7-2000(09-04), ET-MKB-2000(07-05) and ET-MYG-2000(11-05). &nbsp;Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(11-04), ET-MK7-2000C(11-04), ET-MKB-2000(07-05) and ET-MYG-2000C(11-05). EquiTrust Life Insurance Company, West Des Moines, IA. &nbsp;For Agent Use Only.&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
]]></content:encoded>
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		<title>EquiTrust Life is pleased to announce a Rate Increase!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1106</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1106#comments</comments>
		<pubDate>Thu, 02 Feb 2012 07:29:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<guid isPermaLink="false">http://toplifeinsurancecompaniesusa.com/blogs/?p=1106</guid>
		<description><![CDATA[Planning to meet the financial needs of one&#8217;s survivors is one of the most significant and fundamental procedures in creating a sound financial plan for you personally you. This usually necessitates the purchase of an existence insurance policy to ensure your family&#8217;s needs will continue to be met, even with your untimely death cuts your [...]]]></description>
			<content:encoded><![CDATA[<p>Planning to meet the financial needs of one&#8217;s survivors is one of the most significant and fundamental procedures in creating a sound financial plan for you personally you. This usually necessitates the purchase of an existence insurance policy to ensure your family&#8217;s needs will continue to be met, even with your untimely death cuts your earnings potential short.</p>
<p>Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Year 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective Rate 3 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% 5 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 4.75/4.75) 6 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.98%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 9.00/4.00) 8 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;9.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.11%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 10.00/4.00) 10 years &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 5.00/5.00) Certainty Select is a multi-year guaranteed annuity featuring Full Accumulation Value at death. &nbsp;Cumulative interest can be withdrawn at any time without surrender charge or MVA. But if you like the liquidity features of the original Certainty, the Optional Rider recreates many of the &#8216;original&#8217; Certainty features, giving your clients 10% free withdrawals of accumulation value, reduced surrender charges and Cash Surrender Value at death.&nbsp;&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
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		<title>Rate Increase Announced for Certainty SelectTM and Indexed Annuities!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1105</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1105#comments</comments>
		<pubDate>Thu, 02 Feb 2012 07:29:00 +0000</pubDate>
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		<description><![CDATA[top 10 companies to get life insurance Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Year 2+ &#160; &#160; &#160; &#160;Effective Rate 3-Year [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/buy.htm">top 10 companies to get life insurance</a></p>
<p>Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year 2+ &nbsp; &nbsp; &nbsp; &nbsp;Effective Rate 3-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 4.65% &nbsp; &nbsp; &nbsp; &nbsp;4.65% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;(formerly 4.50%) 5-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.00% 6-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.98% 8-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 9.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.11% 10-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.25% Indexed Annuities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed Rate Account&nbsp;&nbsp;&nbsp;&nbsp;Ann. Reset&nbsp; Pt-to-Pt&nbsp;&nbsp;&nbsp;Ann. Reset Averaging&nbsp;&nbsp; 2-Yr Monthly Averaging Product Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MarketPower Bonus IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketValue IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;12.00% (monthly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketSeven IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketBooster IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No Cap! Don&#8217;t Miss this Opportunity for Highly Competitive Fixed Annuity Rates! And don&#8217;t forget these other recently announced opportunities: </p>
<p>1% Commission Bonus on MarketBooster Index!*<br />
Commission Increase on MarketSeven Index!<br />
Hypothetical Index Growth Charts!<br />
* Special Commission Bonus available on all MarketBooster Index apps received May 1 through June 30, 2006. &nbsp;Standard premium minimums apply. &nbsp;Bonus added automatically to your commission! Rates subject to change. &nbsp;Products not available in all states. &nbsp;Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(06-04), ET-MK7-2000(09-04), ET-MKB-2000(07-05) and ET-MYG-2000(11-05). &nbsp;Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(11-04), ET-MK7-2000C(11-04), ET-MKB-2000(07-05) and ET-MYG-2000C(11-05). EquiTrust Life Insurance Company, West Des Moines, IA. &nbsp;For Agent Use Only.&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
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		<title>EquiTrust Life is pleased to announce a Rate Increase!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1104</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1104#comments</comments>
		<pubDate>Tue, 31 Jan 2012 03:53:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[agent benefit company insurance life top Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1 &#160; &#160; &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/types.htm">agent benefit company insurance life top</a></p>
<p>Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Year 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective Rate 3 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% 5 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 4.75/4.75) 6 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.98%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 9.00/4.00) 8 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;9.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.11%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 10.00/4.00) 10 years &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 5.00/5.00) Certainty Select is a multi-year guaranteed annuity featuring Full Accumulation Value at death. &nbsp;Cumulative interest can be withdrawn at any time without surrender charge or MVA. But if you like the liquidity features of the original Certainty, the Optional Rider recreates many of the &#8216;original&#8217; Certainty features, giving your clients 10% free withdrawals of accumulation value, reduced surrender charges and Cash Surrender Value at death.&nbsp;&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
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		<title>Rate Increase Announced for Certainty SelectTM and Indexed Annuities!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1103</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1103#comments</comments>
		<pubDate>Tue, 31 Jan 2012 03:53:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[You may be thinking that you will be adequately insured in case of your death. It may surprise how quick the tax-free insurance proceeds could be depleted because of your survivor income needs. Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &#160; &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p>You may be thinking that you will be adequately insured in case of your death. It may surprise how quick the tax-free insurance proceeds could be depleted because of your survivor income needs.</p>
<p>Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year 2+ &nbsp; &nbsp; &nbsp; &nbsp;Effective Rate 3-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 4.65% &nbsp; &nbsp; &nbsp; &nbsp;4.65% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;(formerly 4.50%) 5-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.00% 6-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.98% 8-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 9.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.11% 10-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.25% Indexed Annuities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed Rate Account&nbsp;&nbsp;&nbsp;&nbsp;Ann. Reset&nbsp; Pt-to-Pt&nbsp;&nbsp;&nbsp;Ann. Reset Averaging&nbsp;&nbsp; 2-Yr Monthly Averaging Product Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MarketPower Bonus IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketValue IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;12.00% (monthly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketSeven IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketBooster IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No Cap! Don&#8217;t Miss this Opportunity for Highly Competitive Fixed Annuity Rates! And don&#8217;t forget these other recently announced opportunities: </p>
<p>1% Commission Bonus on MarketBooster Index!*<br />
Commission Increase on MarketSeven Index!<br />
Hypothetical Index Growth Charts!<br />
* Special Commission Bonus available on all MarketBooster Index apps received May 1 through June 30, 2006. &nbsp;Standard premium minimums apply. &nbsp;Bonus added automatically to your commission! Rates subject to change. &nbsp;Products not available in all states. &nbsp;Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(06-04), ET-MK7-2000(09-04), ET-MKB-2000(07-05) and ET-MYG-2000(11-05). &nbsp;Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(11-04), ET-MK7-2000C(11-04), ET-MKB-2000(07-05) and ET-MYG-2000C(11-05). EquiTrust Life Insurance Company, West Des Moines, IA. &nbsp;For Agent Use Only.&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
]]></content:encoded>
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		<title>EquiTrust Life is pleased to announce a Rate Increase!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1102</link>
		<comments>http://toplifeinsurancecompaniesusa.com/blogs/?p=1102#comments</comments>
		<pubDate>Sat, 28 Jan 2012 03:51:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[top 10 life insurance companies Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1 &#160; &#160; &#160; &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/advice.htm">top 10 life insurance companies</a></p>
<p>Effective Tuesday, April 25, rates are going up (AGAIN) for the 5, 6, 8 and 10 year guarantee periods, for Certainty SelectTM and CertaintyTM (MYGA) annuities! New rates, effective 4/25/06, for Certainty Select and Certainty &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Year 2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effective Rate 3 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50% 5 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 4.75/4.75) 6 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.98%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 9.00/4.00) 8 years &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;9.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.11%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(formerly 10.00/4.00) 10 years &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (formerly 5.00/5.00) Certainty Select is a multi-year guaranteed annuity featuring Full Accumulation Value at death. &nbsp;Cumulative interest can be withdrawn at any time without surrender charge or MVA. But if you like the liquidity features of the original Certainty, the Optional Rider recreates many of the &#8216;original&#8217; Certainty features, giving your clients 10% free withdrawals of accumulation value, reduced surrender charges and Cash Surrender Value at death.&nbsp;&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
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		<title>Rate Increase Announced for Certainty SelectTM and Indexed Annuities!</title>
		<link>http://toplifeinsurancecompaniesusa.com/blogs/?p=1101</link>
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		<pubDate>Sat, 28 Jan 2012 03:51:13 +0000</pubDate>
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		<description><![CDATA[top rated life insurance companies Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Year 1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Year 2+ &#160; &#160; &#160; &#160;Effective Rate 3-Year &#160; &#160; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://toplifeinsurancecompaniesUSA.com/questions.htm">top rated life insurance companies</a></p>
<p>Rate Increase Announced for Certainty SelectTM and Indexed Annuities! New Rates, Effective May 8, 2006 Certainty SelectTM and CertaintyTM &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Year 1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Year 2+ &nbsp; &nbsp; &nbsp; &nbsp;Effective Rate 3-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 4.65% &nbsp; &nbsp; &nbsp; &nbsp;4.65% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;(formerly 4.50%) 5-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 5.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.00% 6-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4.98% 8-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 9.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5.11% 10-Year &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.25% Indexed Annuities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Fixed Rate Account&nbsp;&nbsp;&nbsp;&nbsp;Ann. Reset&nbsp; Pt-to-Pt&nbsp;&nbsp;&nbsp;Ann. Reset Averaging&nbsp;&nbsp; 2-Yr Monthly Averaging Product Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;MarketPower Bonus IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketValue IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;12.00% (monthly)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketSeven IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7.50% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp;11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No Cap! MarketBooster IndexTM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.75% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7.00% &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;&nbsp; 11.00% (daily)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No Cap! Don&#8217;t Miss this Opportunity for Highly Competitive Fixed Annuity Rates! And don&#8217;t forget these other recently announced opportunities: </p>
<p>1% Commission Bonus on MarketBooster Index!*<br />
Commission Increase on MarketSeven Index!<br />
Hypothetical Index Growth Charts!<br />
* Special Commission Bonus available on all MarketBooster Index apps received May 1 through June 30, 2006. &nbsp;Standard premium minimums apply. &nbsp;Bonus added automatically to your commission! Rates subject to change. &nbsp;Products not available in all states. &nbsp;Contracts issued on Contract Form Series ET-MPP-2000(02-05), ET-EIA-2000(06-04), ET-MK7-2000(09-04), ET-MKB-2000(07-05) and ET-MYG-2000(11-05). &nbsp;Group Certificates issued on Form Series ET-MPP-2000C(02-05), ET-EIA-2000C(11-04), ET-MK7-2000C(11-04), ET-MKB-2000(07-05) and ET-MYG-2000C(11-05). EquiTrust Life Insurance Company, West Des Moines, IA. &nbsp;For Agent Use Only.&nbsp;<br />
&nbsp;Don&#8217;t miss this outstanding opportunity for highly competitive rates;&nbsp;please call The Annuity Shoppe at 888-661-1999. Wholesale Fixed Annuity Brokerage, Annuities information, Annuity Products, Rates, Quotes, Calculator</p>
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